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Clear Lake Bank & Trust

641.357.7121

Coworkers looking at monitors

Business Accounts

Clear Lake Bank & Trust offers a variety of corporate, business, and non-profit checking accounts to fit the needs of all types of organizations.



Flat Fee Checking

Exclusively for sole proprietors.

  • free with e-statements or $5 monthly service charge
  • 5 free deposits/month; $.50/each thereafter
  • 20 free checks/month; $.25/each thereafter
  • free Internet banking for sole proprietors
  • does not earn interest


Small Business Checking

Designed for our small business customers. We’ll waive the $10 monthly service charge with a minimum balance of $2,000.  50 free checks/month; $.30/each thereafter.

  • 20 free deposits/credits each month; $.50/each thereafter
  • 75 free deposit items (on us); $.05/each thereafter
  • 25 free deposit items (on other banks); $.07/each thereafter
  • does not earn interest


Business Plus Checking

Intended for sole proprietors, non-profit organization and government entities (corporations are not eligible). We’ll waive the $8 monthly service charge with a minimum balance of $1,500.

  • Per item charge of $.25 for debits and credits
  • Interest bearing account
  • Interest accrues daily and is paid monthly
  • Check images returned with statement


Business Analysis Checking

Suited for corporations and large transaction businesses. We do not pay interest on this account but will give an earnings allowance based on average account balance to offset account fees which may be incurred.

  • Monthly maintenance fee - $8
  • Deposits - $.25 each
  • Checks deposited (on us) - $.05 each
  • Checks deposited (on other banks) - $.07 each
  • Checks written - $.15 each
  • Return items - $3


Non-Profit Checking

  • No minimum balance
  • No monthly fee
  • Free Internet banking


Health Savings Account

  • No minimum balance
  • Free debit card
  • Free Internet banking
  • $2 monthly maintenance fee

Looking for additional tools to manage your company’s finances? Check out our cash management tools.