Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Clear Lake Bank & Trust

641.357.7121

Family in a kitchen

Privacy Policy

What Does Clear Lake Bank & Trust Company Do With Your Personal Information?

Rev. Date 10/2017 

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social security number and account balances
  • Payment history and overdraft history 
  • Account transactions and checking account information 
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Clear Lake Bank & Trust Company chooses to share, and whether you can limit this sharing.
Reasons We Can Share Your Personal Information Does Clear Lake Bank & Trust Company Share? Can You Limit This Sharing?
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No 
For our affiliates’ everyday business purposes
information about your transactions and experiences
No We Do Not Share
For our affiliates’ everyday business purposes
information about your creditworthiness
No We Do Not Share
For our affiliates to market to you No We Do Not Share
Questions? Call 641-357-7121     www.clearlakebank.com
Who We Are
Who is providing this notice? Clear Lake Bank & Trust Company
What We Do
How does Clear Lake Bank & Trust Company protect my information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and services to you.
How does Clear Lake Bank & Trust Company collect my information? We collect your personal information, for example, when you
  • Open an account or use your credit or debit card 
  • Apply for a loan or show us your driver's license
  • Give us employment history 
We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes –information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies. 
  • Clear Lake Bank & Trust Company does not share with our affiliates
Non‑Affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies. 
  • Clear Lake Bank & Trust Company does not share with non-affiliates so they can market to you.
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you. 
  • Clear Lake Bank & Trust Company's joint marketing partners include companies such as credit card companies.
Other Important Information
You may also view this information on our website at www.clearlakebank.com