Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Clear Lake Bank & Trust

641.357.7121

Family in a kitchen

Checking

All accounts receive unlimited check writing, free notary services, free online banking, bill pay services, mobile app, bounce protection for qualified customers, and free text message balance alerts with e-statements or photo debit card.

Swipe to view more


BreakFree Checking Free Checking
New Generation Checking
World Class Checking  HSA/Health Savings Acct
Suggested opening deposit $100 $100
$100
$100
$0
Account requirements
Requires direct deposit or ACH,
10 debit card transactions/month and
e-statements
None
$500 minimum balance
$1,500 in checking/MM or $15,000 in CDs See HSA brochure for complete details.
Monthly service charge if above
requirements not met
$1.50 if 10 debit card transactions
are not met and/or $1.50 if receiving paper statements. If both not met, both
fees will be assessed.
$0
$6
$12
$2
Fee cannot be waived for HSA accounts.
Interest bearing
No  No
Yes; accrues daily and paid monthly
Yes; accrues daily and paid monthly Yes; accrues daily and paid monthly
Other features
  • FREE standard debit card or $5/year photo debit card
  • FREE customized e-statements with images
  • 24 FREE personalized checks at account opening
  • $500 bounce protection
  • $15/year standard debit card or $20/year photo card
  • FREE optional e-statements with images
  • 24 FREE personalized checks at account opening
  • $300 bounce protection
  • $15/year standard debit card or $10/year photo card
  • FREE optional e-statements with images
  • 24 FREE personalized checks at account opening
  • $500 bounce protection
  • FREE standard debit card or $5/year photo card
  • FREE optional e-statements with images
  • FREE 3.5 x 5 safe deposit box for one year
  • FREE Clear Sailing "55" membership and newsletter
  • FREE personalized checks
  • FREE personalized checks 
  • FREE standard debit card

Open Account Open Account Open Account Open Account