Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Clear Lake Bank & Trust


Family in a new home

Buy a Home/Refinance

We know buying or refinancing is a major financial decision. We're here to simplify the process.

Ready to take action? Let's go! 

Start an Online Application Apply Now
Get Pre-Approved for a Home Loan  Apply Now
Contact a Loan Officer Connect Me


Still deciding? Why choose us?

  • Low closing costs

  • Grant opportunities and tax credits for qualified borrowers. Contact a lender for details on program guidelines. 

  • Local servicing/keeps your loan with us 

Meet Our Real Estate Team

Cheryl Kurtzleben small headshot
Cheryl Kurtzleben
Vice President Real Estate Lending
NMLS #594062
Clear Lake: 641.355.2258

Chip Thiedeman small headshot
Chip Thiedeman
Vice President Real Estate Lending
NMLS #412058
Garner: 641.923.2606

Joy Olson small headshot
Joy Olson
Assistant Vice President Real Estate Lending
NMLS #412053
Downtown Mason City: 641.428.9409

Casey Purcell small headshot
Casey Purcell
Mortgage Lending Officer
NMLS #1056578
Mason City West: 641.428.9512

Bridget DeBell small headshot
Brigitte Nystrom
Mortgage Loan Processing Supervisor
NMLS #823765
Mason City: 641.428.9508

Ben Schmitt small headshot
Ben Schmitt
Mortgage Assistant
NMLS #1159098
Clear Lake: 641.355.2259

Lindsey Tell small headshot
Lindsey Tell
Mortgage Processor
NMLS #1325865
Mason City: 641.428.9510

Abby Cunningham small headshot
Abby Cunningham
Mortgage Processor
NMLS #1474783
Mason City: 641.428.9807