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Clear Lake Bank & Trust

641.357.7121

Family in a kitchen

Savings Accounts

We've got an account for every kind of saver. 

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Student Savings
Age 22 or under 
Basic
Savings
Premium Savings  Health Savings Account
Minimum balance required to open and maintain account $25
$100
  • Must have CLB&T checking account.
Tiered                        
  • Below $10,000
  • $10,000-$49,999
  • $50,000-$99,999
  • $100,000-$249,999
  • $250,000-$999,999
  • $1,000,000+
$0

No service charge if minimum balance met. Monthly service charge if balance falls below minimum balance required.  $2  $2  $10/month if balance falls below $10,000. $2
Fee cannot be waived for HSA accts.
Interest Bearing 

Yes; accrues daily and credited to account
bi-annually. 

Yes; accrues daily and credited to account
bi-annually. 

Yes; accrues daily and credited to account
bi-annually. Rates subject to change daily without notice. View current rates. 
Yes; accrues daily and paid monthly.
Additional Details
Jr. Sailors Club account available for students 13 and under. Earn prizes and track savings via our app.







Open Account Open Account Open Account View Brochure

  • Service charge waived if minimum balance requirement met.  
  • Fees could reduce earnings on account.




  • For Premium Savings Account:
    • Lowest tier balance must be met to avoid service charge.
    • Must be an owner on an active checking account with Clear Lake Bank and Trust to qualify.