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Clear Lake Bank & Trust


Couple in a new home

Mortgage Products

Home Ready Mortgage

  • Down payment as low as 3%
  • Lower mortgage insurance premiums

Government Loans

  • FHA: Available with as little as 3.5% down
  • VA: 100% financing available
  • Rural Development/USDA: 100% financing available
  • IFA grant opportunities

Jumbo Loans

  • For borrowers with higher loan amount needs
  • Competitive pricing available

For Borrowers with Low Credit

  • In-house loan options
  • Government loan options with minimum 620-640 credit score

Construction Loans

  • Competitive, in-house rates available
  • Streamlined processing for contractor payments

Home Equity Loans

  • Fixed home equity loans
  • Home equity lines of credit