Online Services Application

TERMS AND CONDITIONS OF ONLINE SERVICES AT CLEAR LAKE BANK AND TRUST COMPANY

INTERNET BANKING – I agree to the terms and conditions of the Internet Banking Agreement. The Internet Banking Agreement can be found at www.clearlakebank.com. If this is a business account, I verify that I am an authorized signer on all accounts for the business listed above. I will not share the assigned Internet Banking I.D. or PIN with unauthorized persons nor will I grant access to unauthorized persons. The fee for Internet Banking is:

Free for consumers / $7 per month for businesses (free with e-statements) / $20 per month for cash management.

E-STATEMENTS – I understand I will be required to read and agree to the terms and conditions of electronic documents when logging into my Internet banking account using my credentials at www.clearlakebank.com.

TEXT MESSAGE BALANCE ALERTS – I agree to pay $2/month for text message alerts or can receive the service free by signing up for e-statements or photo debit card. I understand that one (1) text message will be sent for EACH account that I request a balance for each day and time selected. This can result in multiple text message alerts. I understand that cell phone carrier text message rates apply and I will not hold Clear Lake Bank & Trust Company liable for any text message charges. I understand that when I travel outside of the United States, my carrier may assess additional text message charges, and I am responsible for these charges. I am responsible for notifying Clear Lake Bank & Trust Company of any changes to my cell phone carrier and/or cell phone number. I am responsible for making changes to my text alerts when there is an account ownership change. I understand that the bank schedules its systems for maintenance and updates, and during these periods, text message alerts may be delayed. Under normal conditions, I understand that my text message alerts will usually arrive within 15 minutes of my selected schedule.