
Where their financial story begins.
It might start with a first debit card.
A quick stop after school.
Learning what it means to manage money for the very first time.
Those small moments turn into lifelong habits—and that’s where the CLB&T Navigators Club comes in.
Designed for teens ages 13–18, the Navigators Club helps young customers take their first steps toward financial confidence with guidance, tools, and support along the way.
Growing With Every Step
As life changes, so do financial needs. The Navigators Club is built to grow right alongside them.
When teens turn 13, they can transition from our Jr. Sailors program into their first checking account.
As they approach adulthood, we help guide them toward the next step—introducing tools like Credit Score 360, expanded banking services, and more independence in managing their finances.
It’s not just a program—it’s a path forward.
Real-World Banking, Right From the Start
Today’s teens are growing up in a fast-moving, digital world. They need banking that keeps up—and makes sense for their everyday lives.
With Navigator Club, they can:
- Open a student checking account
- Use a free debit card (including school-branded options)
- Access secure online and mobile banking
It’s a simple, safe way to start learning by doing.
Learning That Goes Beyond the Basics
Understanding money isn’t just about having an account—it’s about knowing how to use it.
That’s why Navigator Club introduces real-life financial concepts like:
- Using debit and credit cards safely
- Understanding credit scores
- Navigating digital wallets and mobile payments
- Managing money with online and mobile tools
Because confidence comes from understanding—not guessing.
Start Their Journey Today
Every financial story has a beginning.
Stop by your local branch or open a student account today to get started with the CLB&T Navigator Club—and help them take the first step toward a confident financial future.
