

Joni Pepper
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A graduate of Iowa State University with a BS in Agricultural Business, Joni joined CLB&T in 2022 as a Commercial & Ag Lender in our Garner location. Prior to becoming a lender, Joni worked in a business development role in North Iowa with the Iowa Corn Growers Association. Growing up on her family farm in Southeast Iowa, she truly enjoys helping farmers and local businesses meet their goals. Joni's community involvement includes the Hancock County Farm Bureau Board of Directors, Garner Rotary, Hancock County Fair Board of Directors, Past President of the Clear Lake Jaycees and Zion Lutheran Church Endowment Committee as well as multiple other ministries. Joni resides in Clear Lake with her husband and their one child. Whether you are looking to buy your first piece of equipment for your business or transition to the next generation you can count on Joni to help you every step of the way. She sets herself apart with her focus on long-term relationship building as well as going above and beyond to the meet needs of her customers.
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